First timer from Aus here as well, just got my tickets through STEP a couple of weeks ago... pretty excited but still trying to figure it all out!
I had money taken through internet banking fraud a couple of years back while I was in Greece, its was just over $3,000 ANZ transferred the funds back as soon as I had a stat dec filled out and to them. Hope you have yours returned! The only time I have heard of it not being returned is if you have a credit card that is in credit over your limit so fingers crossed for you!
I'm in Canada on my way to spend 1.5 years in Central and South America so would be awesome to meet up with you if you make it to the BM this year!!
I'm sure it will happen for you